SICAV ELTIF Investment Simulator 2.0

Definition of compound interest

The principle is based on the reinvestment of income generated by an investment. The income generated is reinvested and added to the initial capital, potentially contributing to its growth over time. This mechanism depends on the performance of the underlying assets and is not guaranteed. Past performance is no guarantee of future results.

How does that actually work?

Imagine a snowball hurtling down a snowy slope. With each turn, it gets a little bit bigger, and the bigger it is, the more snow it collects quickly. This is exactly what happens with your reinvested income: each euro of gain becomes a capital base that produces new gains, endlessly. The longer you wait, the more the effect gets worse.

The income capitalisation effect applied to an ELTIF 2.0 SICAV

Until now, investing in real estate with compound interest was structurally impossible. Your rent received did not automatically buy back a fraction of your property to generate higher rent the following month. What was reserved for the financial markets is now becoming accessible in institutional real estate.

Thanks to the , your real estate income is automatically reinvested in institutional quality European office assets. No additional costs, no manual process: the mechanism is natively integrated into the fund. As a result, your capital grows month after month, and so does your capitalization base.

Should you invest for the long term?

Absolutely. With compound interest, duration is your best ally. For the first few years, the effect seemed modest. It is from 7 to 10 years that the curve changes and the difference with traditional investments becomes striking.

Why institutional real estate rather than a traditional SCPI?

SCPIs also allow dividends to be reinvested. But in practice, each share repurchase involves new subscription fees, a tenure period of several months, and an active approach that few savers maintain over 10 years.

With Makers fund, you invest in European office buildings selected according to the same criteria as large institutional funds: quality of tenants, prime location, valuation potential. Assets that individuals simply did not have access to before ELTIF 2.0. And the reinvestment is done automatically, without intervention on your part.

How do you start with only €1,000?

Before ELTIF 2.0, institutional real estate was reserved for subscriptions of several hundred thousand euros. Makers fund opens it to everyone from €1,000. In concrete terms, this means that you can start the real estate compound interest mechanism today, with the capital available, and let time do the rest.

What if I also invest every month?

The compounding effect can be amplified by regular contributions in addition to the initial capital. Each additional contribution helps broaden the investment base and can thus participate in the potential growth of capital over time.

With Makers Fund, you can schedule additional investments starting from €100 per month. In the long term, the combination of regular contributions and automatic reinvestment of income can contribute to a compounding effect, subject to the fund's performance. These projections do not constitute a guarantee of return. Past performance is not indicative of future results.

Distributing or capitalizing: which mode should you choose?

Makers fund offers two investment methods, adapted to two very distinct saver profiles.

The distribution share class aims to periodically distribute the income generated by the fund, in a favorable scenario. It may be suitable for investors seeking to receive potential supplementary income as part of a long-term wealth management strategy.

The accumulation share class automatically reinvests this income, with the aim of contributing to potential capital growth over time. It may be suitable for investors in the wealth-building phase who do not require immediate liquidity. In both cases, the investor is exposed to a risk of partial or total loss of invested capital. These characteristics do not constitute investment advice.

Risks

Investing in Makers fund involves risks, including the risk of partial or total loss of invested capital, liquidity risk, and risks related to real estate market fluctuations. Past performance is not indicative of future results. This simulation tool is provided for informational purposes only and does not constitute investment advice. Consult the full list of risks here.